Best Credit Card Deals and Bonuses This Week: June 20, 2022
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Best credit card bonuses and deals this week: New elevated offers to earn up to 110,000 Delta miles, 80,000 ThankYou points, and more
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| Best credit card deals | Editor's rating | Best for | Welcome bonus offer |
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A five pointed star 4.8 /5
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Travel rewards and a valuable bonus for a reasonable annual fee |
60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening |
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A five pointed star 4.65 /5
A tooltip
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Premium perks and earning Chase points |
60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening |
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A five pointed star 4.75 /5
A tooltip
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Luxury travel perks and a big welcome bonus offer |
100,000 Membership Rewards points after you spend $6,000 in your first 6 months of card membership |
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A five pointed star 4.3 /5
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Elevated bonus with great 3x bonus categories and flexible rewards |
80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening |
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A five pointed star 4.8 /5
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Premium travel card with a lower annual fee |
75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening |
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A five pointed star 4.5 /5
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Straightforward travel rewards and redemptions |
75,000 miles after spending $4,000 on purchases within 3 months from account opening |
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A five pointed star 4.8 /5
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Premium travel benefits for small-business owners |
120,000 Membership Rewards® points after spending $15,000 on eligible purchases with your card within the first 3 months of card membership |
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A five pointed star 4.3 /5
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High welcome bonus and flexible redemptions |
$350 statement credit after you spend $3,000 in purchases on your new card within the first 6 months from account opening |
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A five pointed star 4.55 /5
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Elevated bonus and elite-like perks for United flyers |
60,000 bonus miles after you spend $3,000 on purchases in the first 3 months from account opening, and an additional 10,000 miles after spending $6,000 in total on purchases in the first 6 months |
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A five pointed star 4.8 /5
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Frequent United flyers who want extra perks |
80,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open |
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A five pointed star 4.9 /5
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Elevated bonus and elite status for Air Canada flyers |
a Welcome Flight Reward certificate (worth up to 50,000 points) after you spend $3,000 on purchases in the first three months, plus 10x points on travel and dining in your first six months (up to 51,000 points) |
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A five pointed star 4.8 /5
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Earning IHG points and hotel perks |
140,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening |
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A five pointed star 4.6 /5
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Excellent Marriott bonus offer and ongoing benefits |
5 free nights (each worth up to 50,000 points) after spending $5,000 on purchases in your first 3 months from account opening |
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A five pointed star 4.3 /5
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Elevated offer with Hilton credits and no annual fee |
100,000 bonus points after spending $1,000 in purchases on the card in the first 3 months of card membership, and up to $100 in statement credits on eligible Hilton family hotel purchases in the first 12 months |
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A five pointed star 4.4 /5
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Elevated offer with Hilton credits and great ongoing perks |
130,000 points after spending $2,000 in eligible purchases on the card in the first 3 months of card membership, and up to $130 in statement credits on eligible Hilton family hotel purchases in the first 12 months |
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A five pointed star 5 /5
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Frequent Southwest flyers who can use extra perks |
75,000 bonus points after spending $5,000 on purchases in the first 3 months from account opening |
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A five pointed star 4.4 /5
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Elevated bonus and limited-edition airplane metal card |
100,000 bonus miles after you spend $5,000 in purchases on your new card in your first 3 months (offer ends 8/3/22) |
It's an excellent time to boost your points, miles, and cash back balances by opening a new credit card. We've seen a wave of elevated bonuses from Chase, American Express, and Citi, and there are dozens of other lucrative offers currently available. These include increased bonuses and even brand-new cards from major card issuers.
Credit card news this week
Amex and Delta made a huge splash last week, bringing back unprecedented offers on six Delta credit cards. These include limited-edition versions of the Delta SkyMiles® Reserve American Express Card and Delta SkyMiles® Reserve Business American Express Card made of retired Boeing 747 aircraft metal.
Chase is back with a new offer on the iconic Chase Sapphire Reserve®. New cardholders can now earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening (worth $1,080 in travel, based on Insider's valuations). This premium card is ideal for frequent travelers who can use upscale perks like airport lounge access and a generous annual travel credit.
The Citi Premier® Card is back in the mix as well with the return of a record-high welcome bonus offer: 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. That's worth $800 in cash back or travel booked through Citi, but you can get even more value when you transfer your rewards to Citi's airline and hotel partners.
If you're a United flyer, there are two new offers to consider with increased bonuses. The United Quest℠ Card is offering 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. And the no-annual-fee United Gateway℠ Card now comes with 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open.
Capital One brought some good news last week, too, adding Plaza Premium lounges to its network. Capital One Venture X Rewards Credit Card can now get complimentary access to over 100+ more airport lounges worldwide because of this partnership.
Many of these credit cards are offering record-high welcome bonuses of 100,000 points or more — but some are only available for a limited time. Here are some of the best credit card offers to consider this week.
Flexible rewards credit card bonuses
- Annual travel credit can effectively shave $300 off the annual fee if you use it
- Strong travel insurance
- Strong bonus rewards on travel and dining
- Very high annual fee
- New Offer: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
- $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
- Earn 5x total points on air travel and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
- Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $900 toward travel
- With Pay Yourself Back℠, your points are worth 50% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
- 1:1 point transfer to leading airline and hotel loyalty programs
- Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
Transferable credit card points are best if you value flexibility because there are so many ways to redeem them. With programs like American Express Membership Rewards, Chase Ultimate Rewards®, Citi ThankYou Rewards, and Capital One Rewards, you've got options that include:
- Transferring points to airline and hotel partners
- Redeeming points directly for travel at a fixed rate
- Turning points into cash back or statement credits
- Cashing in points for gift cards, merchandise, and more
The Chase Sapphire Preferred® Card has long been one of the most popular travel rewards cards. New cardholders can earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening — an excellent value for a modest $95 annual fee.
The Chase Sapphire Preferred® Card comes with outstanding travel and purchase protections, along with useful perks that include up to $50 in annual credits toward hotels booked through Chase and a 10% points bonus on your account anniversary. Here's our full Chase Sapphire Preferred review for all the details.
However, if you're looking for a premium card, the Chase Sapphire Reserve® is worth considering with its lucrative new offer to earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. You can find out more in our Chase Sapphire Reserve review.
If you missed out on the 100,000-mile Capital One Venture X Rewards Credit Card bonus that ended recently, there's still good reason to consider the card. The new offer to earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening is worth $750 in travel when you redeem miles at a rate of 1 cent each to erase eligible travel bookings. But you could potentially get even more value when you transfer Capital One miles to airline and hotel partners for award travel.
The Capital One Venture X Rewards Credit Card is a premium card with a $395 annual fee and loads of benefits. But if you're a more casual traveler, the $95-annual-fee Capital One Venture Rewards Credit Card is offering a similar bonus of 75,000 miles after spending $4,000 on purchases within 3 months from account opening. Here's our comparison of the Venture cards to help you decide which is a better fit for you.
Our favorite under-the-radar card is the Citi Premier® Card. It offers excellent earnings in categories that fit well whether you're sticking close to home or on the road — 3x points on air travel, gas stations, restaurants, supermarkets, and hotels, and 1 point per dollar on everything else. Right now it's offering a record-high bonus of 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening (worth $1,280 based on Insider's valuations).
Another excellent deal is one of the best cards with premium travel and shopping benefits, The Platinum Card® from American Express . You can currently earn 100,000 Membership Rewards points after you spend $6,000 in your first 6 months of card membership — here's our Amex Platinum card review to learn more.
Small-business credit card bonuses
- More travel benefits than you'll find on any other business credit card
- Generous airport lounge access options, from American Express Centurion Lounges to Priority Pass (enrollment required)
- Complimentary hotel elite status (enrollment required)
- Access to Amex concierge services
- Very high annual fee
- Limited opportunities to earn bonus points
- Annual statement credits won't be useful for everyone
- Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
- Plus, 0% Intro APR for 12 months from the date of the account opening on purchases eligible for Pay Over Time. After that, your APR will be 15.74% to 23.74% based on your credit worthiness and other factors as determined at the time of account opening.
- Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases.
- Earn 1.5X points on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
- Unlock over $1,000 in value per year for statement credits on select purchases with your Card, including up to $400 with Dell Technologies, up to $360 with Indeed, up to $150 with Adobe and up to $120 on wireless telephone purchases. Enrollment required.
- $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year toward baggage fees and more at one qualifying airline.
- $189 CLEAR® Credit: Use your Card and get up to $189 back per year on your CLEAR® membership.
- The American Express Global Lounge Collection® can provide an escape at the airport. With more than 1,400 airport lounges across 140 countries and counting, you have more lounge location options than any other credit card on the market as of 9/2021.
- $695 Annual Fee.
- Terms Apply.
- See Rates & Fees
If you're a small-business owner, opening a small-business credit card can offer a lot of benefits. Keeping your business and personal expenses separate makes it easier to keep track of expenses, and many cards offer bonus points, miles, or cash back in popular business spending categories.
You don't have to own a full-time business or make millions to be eligible to apply — even if you're a freelancer or have a side gig, you could qualify for a small-business card. The Business Platinum Card® from American Express and Ink Business Preferred® Credit Card are both offering six-figure bonuses after meeting minimum spending requirements, and, depending on how you redeem them, you could get a value of $2,160 for the The Business Platinum Card® from American Express and $1,800 for the Ink Business Preferred® Credit Card.
Amex Membership Rewards points and Chase Ultimate Rewards points are worth, on average, 1.8 cents each based on Insider's points and miles valuations.
Cash-back credit card bonuses
- Generous bonus rewards, especially at U.S. supermarkets
- One of a small handful of credit cards that offer bonus rewards on select streaming services
- Intro APR offer
- Unlike many other cash-back cards, it charges an annual fee
- If you spend more than $6,000 at US supermarkets each year, you'll want to use another card once you reach that cap
- Earn a $350 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
- Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 plan fees on plans created during the first 12 months after account opening. Plans created after that will have a fixed monthly plan fee up to 1.33% of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
- Low intro APR: 0% intro APR for 12 months on purchases from the date of account opening, then a variable rate, 15.49% to 25.49%
- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
- 6% Cash Back on select U.S. streaming subscriptions.
- 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
- 1% Cash Back on other purchases.
- Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
- $95 Annual Fee.
- Terms Apply.
- See Rates & Fees
Our top pick for the best cash-back credit card overall, the Wells Fargo Active Cash® Card (Rates & Fees), is a good pick if you prefer a strong 2% cash rewards rate on your purchases. Other excellent options, like the Chase Freedom Flex℠, Chase Freedom Unlimited®, and the Citi Custom Cash℠ Card, aren't exclusively cash-back cards (though they're marketed that way) — and they, too, are worth considering.
But right now, the Blue Cash Preferred® Card from American Express has an elevated welcome bonus offer that can help you offset some of your upcoming expenses. New cardholders can earn a $350 statement credit after you spend $3,000 in purchases on your new card within the first 6 months from account opening.
You'll also earn 6% cash back on your first $6,000 in U.S. supermarket spending each year (then 1% back), 6% cash back on select U.S. streaming services, 3% back on U.S. gas stations and transit, and 1% back on all other eligible purchases (cash back is earned in the form of Rewards Dollars).
Read Insider's points and miles valuations to find out how much your credit card rewards are worth.
Airline credit card bonuses
- Substantial sign-up bonus of up to 80,000 miles
- A free first and second checked bag can save you and a companion up to $320 round-trip
- Up to $125 in annual credits toward United® purchases can offset half the annual fee
- 5,000-mile award flight credit can help you stretch your United miles
- High $250 annual fee
- Card doesn’t offer United Club lounge access or passes
- Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
- $250 Annual Fee
- Earn 3x miles on United® purchases, 2x miles on dining, select streaming services & all other travel, 1x on all other purchases
- Earn 3x miles on United® purchases
- Earn 2x miles on dining and select streaming services
- Earn 2x miles on all other travel
- Earn 1x mile on all other purchases
- Each year, receive a $125 credit on United® purchases and two 5K-mile anniversary award flight credits. Terms apply.
If you fly United often, the new offer on the United Quest℠ Card is worth considering: 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. The United℠ Explorer Card and its elevated welcome bonus offer are also great deal for casual and frequent United travelers. This card comes with a free checked bag on United flights (when you use the card to pay for your ticket), priority boarding, two one-time United Club passes each year, and excellent travel and purchase protections.
Be sure to check out the new intro offer on the three personal Southwest cards. For a limited time, you can earn 75,000 bonus points after spending $5,000 on purchases in the first 3 months from account opening. If you're trying to earn the Southwest Companion Pass in 2022, these welcome bonus offers can get you halfway to the 125,000 points you'll need to qualify.
The new Aeroplan® Credit Card isn't just for Air Canada flyers — along with a hefty welcome bonus offer, it comes with great bonus categories, spending bonuses, and will soon offer the unique ability to redeem up to 50,000 Aeroplan points per year at a rate of 1.25 cents apiece toward any travel purchase through Chase Pay Yourself Back.
Hotel credit card bonuses
- Annual free night reward for hotels that cost up to 35,000 points can be worth more than annual fee
- The only lucrative bonus category is participating Marriott Bonvoy hotels
- Upgrading to Gold status requires spending $35,000 on the card in an account year,
- For a Limited Time Only! Earn 5 Free Nights (each night valued up to 50,000 points) after qualifying purchases.
- Our Best Free Night Offer!
- New Benefit! Earn 3X Bonvoy points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
- New Benefit! Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
- 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
- Earn up to 17X total Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card.
- 2X Bonvoy points for every $1 spent on all other purchases.
- Receive 15 Elite Night Credits annually, automatic Silver Elite Status each account anniversary year, and path to Gold Status when you spend $35,000 on purchases each calendar year.
Now is a good time to consider a Hilton credit card, especially if you have paid Hilton stays coming up. For a limited time, three Hilton cards come with elevated bonuses that include statement credits toward purchases at Hilton hotels:
- Hilton Honors American Express Card — 100,000 bonus points after spending $1,000 in purchases on the card in the first 3 months of card membership, and up to $100 in statement credits on eligible Hilton family hotel purchases in the first 12 months
- Hilton Honors American Express Surpass® Card — 130,000 points after spending $2,000 in eligible purchases on the card in the first 3 months of card membership, and up to $130 in statement credits on eligible Hilton family hotel purchases in the first 12 months
- The Hilton Honors American Express Business Card — 130,000 bonus points after spending $3,000 in purchases on the card in the first 3 months of card membership, and up to $130 in statement credits on eligible Hilton family hotel purchases in the first 12 months (offer expires 7/6/22)
IHG fans now have three co-branded credit cards to choose from, and they're all offering excellent bonuses:
- IHG® Rewards Premier Credit Card — 140,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening
- IHG® Rewards Traveler Credit Card — 120,000 bonus points after spending $2,000 on purchases within the first three months of account opening (all-time-high offer)
- IHG® Rewards Premier Business Credit Card — 140,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening (new card)
The Marriott Bonvoy Boundless® Credit Card currently offers a welcome bonus offer of 5 free nights (each worth up to 50,000 points) after spending $5,000 on purchases in your first 3 months from account opening. Insider estimates that Marriott points are worth 0.7 cents each, making this bonus potentially worth $1,750. Plus, now that Marriott allows members to top-up reward certificates with up to 15,000 points, these certificates are much more versatile — and therefore valuable.
If you prefer a no-annual-fee card, the new Marriott Bonvoy Bold® Credit Card offer is worth a look. New cardholders can earn 60,000 bonus points after you spend $2,000 on purchases in your first 3 months from your account opening — worth $420 based on Insider's valuations.
Keep in mind that most hotel chains, including Marriott and Hilton, have temporarily paused points expiration due to the pandemic, so there's no harm in earning points now for a vacation down the road. Additionally, Hilton permanently extended its points expiration window to 24 months (from 15 months).
Top Offers From Our Partners
Additional 1.5% cash back on top of regular earning A tooltip
For rates and fees of The Platinum Card® from American Express, please click here.
For rates and fees of The Business Platinum® Card from American Express, please click here.
For rates and fees of the Blue Cash Preferred® Card from American Express, please click here.
For rates and fees of The Hilton Honors American Express Business Card, please click here.
For rates and fees of the Hilton Honors American Express Card, please click here.
For rates and fees of the Delta SkyMiles® Reserve American Express Card, please click here.
For rates and fees of the Delta SkyMiles® Reserve Business American Express Card, please click here.
Disclosure: This post may highlight financial products and services that can help you make smarter decisions with your money. We do not give investment advice or encourage you to adopt a certain investment strategy. What you decide to do with your money is up to you. If you take action based on one of our recommendations, we get a small share of the revenue from our commerce partners. This does not influence whether we feature a financial product or service. We operate independently from our advertising sales team. Read our editorial standards.
Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.
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