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Treasury

 3 years ago
source link: https://stripe.com/treasury
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How it works

Banking-as-a-service

Stripe Treasury provides the modular components you need to build a full-featured, scalable financial product for your customers. We’ve partnered with global banks to enable ACH and wire transfers, interest-earning accounts, and faster access to payments funds, all within your platform.

Building blocks for financial services

Create accounts

Create an account object with a single API request. Onboard users, verify identity, and provision an account with one of our bank partners in minutes.

  • ID verification

  • KYC checks

  • OFAC and sanctions screening

  • MATCH list checks

Store funds

Establish a store of funds and configure the properties of your financial product.

  • FDIC insurance

  • Interest-earning

  • Account number

  • Routing number

  • IBAN address

  • Multi-currency support

  • Pending and available balances

Move money

Enable different ways to transfer funds in and out of an account.

  • Domestic and international wires

  • Same-day ACH settlement

  • Check deposit

  • Faster payments settlement

  • Add to your balance

  • Credit returns on debits

Pay bills

Add bill pay to let customers make one-time or recurring payments to vendors or third parties.

  • Send money to an external address

  • Add saved vendors

  • Recurring bill payment

Attach payment cards

Issue custom payment cards to give users more ways to spend their funds.

  • Branded physical and virtual cards

  • Provision virtual cards to digital wallets

  • Ship physical cards in two business days

  • Dynamic spend controls

  • Real-time authorizations

  • Access funds at ATMs

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Built on the world’s leading banks

Stripe Treasury is built in partnership with a network of global banks, making it easier to embed banking services in your platform. We’ve taken care of the upfront bank negotiations, compliance processes, and regulatory requirements. By combining Stripe’s technology, a streamlined setup, and the proven foundation of our bank partners, it’s frictionless to get started and effortless to scale.

Software platforms

Stripe Treasury

  • Frictionless user onboarding
  • FDIC insurance-eligible account
  • Faster access to funds
  • Pre-built workflows
  • Reliable compliance and risk management
  • Global money movement

Bank partners

Goldman_Sacks.svgEvolve_bank_and_trust.svgCitibank.svgbarclays.svg

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